FAQS ABOUT
MOTORCYCLE INSURANCE IN CALIFORNIA

Insurance is an important part of our lives. We have listed some important auto insurance FAQS in a Question and Answer format to help you answer some of the most common questions. Please feel free to call us with any questions.

 These questions and answers come from the: INSURANCE INFORMATION INSTITUTE - www.iii.org

What is Motorcycle Insurance ?

Motorcycle insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Motorcycle insurance provides property, liability and medical coverage:

Property coverage pays for damage to or theft of your motorcycle.

Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

A motorcycle insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverage's. If you're financing a motorcycle, your lender may also have requirements.

Most motorcycle policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.